Government subsidies to support small businesses. Small business subsidies

Today, not all people are satisfied with hired work - a small income that cannot be regulated independently. To get maximum profit, many decide to open their own business. It can be controlled, take an active part in any transformations, develop and expand. But any business, even a small one, requires initial capital. For those who do not have enough funds to create an enterprise, the state is ready to provide financial and organizational assistance.

What kind of government assistance can small businesses expect?

Russia has adopted a program according to which everyone who decides to become an entrepreneur has a chance to receive a financial state. assistance to small businesses, completely free of charge. The amount of monetary compensation has certain limits, which differ depending on the different regions. Many people have the right to receive such a subsidy, but due to objective circumstances and subjective reasons, not everyone can secure such support. Besides financial assistance, funds for which come from the state budget, budding entrepreneurs are offered property assistance. This means the state’s willingness to lease certain property to small businesses at low rates or even free of charge: real estate, technical equipment, land use facilities, etc.

Limitations of the government assistance program

Not every entrepreneur can count on assistance from the state in developing a small business. For example, if a person has been registered as an entrepreneur for more than one year, he is no longer subject to this program. Great importance has the field of activity of small businesses, because specially created commissions necessarily consider each application and do not respond positively to everyone. It is also necessary for the entrepreneur to have his own money necessary to start a business. The state will be able to compensate from 40 to 60% of the costs, and often this amount does not exceed 300,000 rubles; the rest will have to be paid from your own wallet. Of course, these are to purchase equipment and create a competitive enterprise, but it is not profitable for the state to fully sponsor businessmen. This is only partial assistance from the state to small businesses, which gives it the opportunity to control the small business system.

Articles for receiving subsidies under government programs

The small business assistance program in Russia includes several articles that involve receiving a subsidy:

opening an enterprise;
opening a business;
rental of premises;
purchase of equipment and computer equipment;
obtaining a license;
training of specialists;
participation in advertising campaigns and exhibitions.

Consultation on these issues can be obtained at employment centers and specialized centers. The regional administration must provide residents with the addresses of these branches.

How to get financial support

If you have already thought about starting your own business, but do not have the necessary amount of money, then you can get help from the state for small businesses. First you need to draw up a business plan and submit it to the employment center for consideration. The amount of the subsidy issued by this organization is 58,800 rubles. (4900 rubles - monthly multiplied by 12 months). The procedure for reviewing a business plan and allocating money can take up to 6 months.

What is needed to receive start-up capital from the state

Firstly, that is, have unemployed status. To do this, you will need the following documents:

passport,
employment history,
educational documents, certificates and diplomas,
pension insurance certificate,
completed form-certificate of secondary wages for 3 months at the last place of work.

Note that the following are not unemployed:

citizens under 16 years of age;
women on maternity leave;
full-time students;
old age pensioners;
citizens working employment contract or registered as an LLC or individual entrepreneur;
disabled people from non-working groups.

Next, at the employment center you need to write an application to receive a subsidy from the state for the development of small businesses. Think through in detail and draw up detailed business plan, containing many calculations, graphs and tables. Once approved, you must register as entity(organize an LLC or individual entrepreneur). The tax office will give you a list of documents, copies of which you need to provide. After this, the agreed funds will be credited to your bank account, which can be withdrawn and purchased. necessary equipment specified in the business plan.

Very important point: the employment center will need to provide a financial report, which should reflect all costs for equipment, wages of employees, tax deductions and Pension Fund. If you received financial assistance for a small business from the state, you need to be responsible for every penny of this amount spent.

Other government assistance options

Possible assistance from the state to small businesses consists not only of issuing money for the creation of an enterprise, it can be repayment of interest on an already taken loan or the bank issuing a new loan with a reduced interest rate. Today, many banks issue loans to entrepreneurs, and they, in turn, prefer to contact the bank. After all, in this case, they will not have to report where they spent the funds received; they just need to pay a certain amount on time.

The state also organizes so-called business incubators, where you can get qualified assistance both in drawing up a business plan and in training employees in new skills in organizing and running their own business. In addition, in these centers you can rent a room inexpensively and place all your employees there, so they can always turn to experienced professionals for help.

Each of us has the opportunity to receive help and support from the state to create and develop own business, all that remains is to decide on the direction of activity.

Small business subsidies: 8 mandatory requirements to receive + instructions successful business plan+ 4 promising industries for guaranteed subsidies.

Recently, the word “subsidy” has gained high popularity.

More and more often people use it, meaning only narrow circle areas where subsidies can be applied. Many are sure that this is just an opportunity for low-income citizens to receive some assistance from the state in paying their bills. public utilities.

Beginning entrepreneurs often don’t even think about the fact that the state can pay under the same conditions as ordinary citizens, namely, without requiring a return.

It’s hard to believe that a small business subsidy is not a loan at all, and there is no need to repay it. Moreover, this is not even an investment, and no one will demand a percentage of the profit from the entrepreneur.

The state is interested in business prospering, since new enterprises not only increase the productivity of the region, but also create new jobs. But you still need to prove this with calculations and facts, presenting the information in the form of a sensible business plan.

Considering that this money will not be required back, there are many who want to receive such financial assistance.

Therefore, in addition to a well-drafted plan, there are a number of conditions under which this amount will be accrued. And yet there are certain circumstances in which the state still has the right to demand a return.

1. Conditions for receiving subsidies for small businesses

Despite the fact that this assistance is required by law, not everyone can receive it. This would, at a minimum, be disadvantageous for the state and the employment service.

If an entrepreneur applies for a subsidy, it must be drawn up correctly, calculations must be made down to the smallest detail, and all expenses must be confirmed.

But even if all the conditions are met, there is a list of requirements for who can receive funds for the development of small businesses from the state.

Requirements for a candidate applying for a small business subsidy

Age from 18 years (adult).
Below retirement age (does not receive a pension).
Must be a member of the employment center.
Not an active entrepreneur.
Does not receive payments from the state (disabled people, etc.).
Not on parental leave (women on maternity leave).
If students then distance learning(not a hospital).
Not registered with law enforcement agencies, in custody or under investigation.

2. What types of subsidies are there?

Existing subsidy programs for small businesses in Russia differ only in their purpose. The amount of payments and selection criteria differ depending on the industry it belongs to. this type activities.

The most advantageous sectors for the state are:

agriculture (livestock farming, etc.);
production activities;
activities aimed at social development countries;
scientific activity.

It is also worth considering the fact that in different regions and regions of the country there are completely different industries that need to be developed.

There is no point in hoping for major assistance in developing the production of packaging materials if a given region already has a sufficient number of factories that fully satisfy the demand for their products.

For example, in the city of Moscow, the maximum subsidy amount for one individual entrepreneur will be up to 300,000 rubles, and then only if all conditions are met to the maximum. On average, the amount you can hope for will be about 60,000 rubles.

Before addressing the question of whether an entrepreneur is hoping for a subsidy, you need to carefully study what areas there are “gaps” in your region.

Local job centers will be happy to help close them, while providing jobs for people who have the right skills and education.

Also, there is such a concept as a subsidy for participation in a specialized exhibition .

This means that individual entrepreneurs return the amount that was spent on taking part in the event, according to their activity profile. But such assistance cannot amount to more than 70% of the money spent, and also no more than 300,000 rubles.

Sometimes, the help of government services is that it returns part of the amount of interest on a loan that was issued to organize a small business (no more than 5,000,000 rubles). In this case, the amount of the loan itself is not compensated.

It is also important that the loan agreement must indicate what the funds are used for, since it cannot be cars, or working capital enterprises.

Another type of subsidy is consider partial refund of leasing payments . Since, in this case, you can also demand assistance from the state in the amount of up to 30%, up to 5 million rubles.

3. How to register at the employment center to receive subsidies for small businesses?

Since from what is written above it is clear that there is no way without the employment service, you will need to register with them. You must visit the center that corresponds to your place of registration, taking with you a stack of certain papers. The address you need can be found here - https://trudvsem.ru/czn.

We are talking about the following documents:

Passport of a citizen of the Russian Federation.
Taxpayer identification number.
Diploma of completion educational institutions(if you have a higher/secondary specialized education, then about graduating from a university, if not, then about graduating from school).
Work book.
Documents from your last place of work (optional).

A more detailed list of documents they require can be found on the information boards in the center you visited or on the website ( https://trudvsem.ru)

Organizations may send a registered person to several interviews. He has no right to refuse them. Therefore, before carrying out your small business development plan, you will have to visit several workplaces.

It is important to know: if a registered citizen refuses the vacancies offered to him (does not come for an interview), he can apply again only 10 days after the refusal, after which he will again be offered several vacancies.

4. How to draw up a business plan to receive a subsidy?

When creating a development plan for your small business, which is needed to receive a subsidy, you must take into account all the state requirements. This means that in addition to the standard set of documents and calculations, you need to provide something that indicates the seriousness of your intentions.

A business plan should consist of the following parts:

Information about .
Type of activity and goals of the company (Charter).
Codes entrepreneurial activity OKVED.
Research of the field of activity (demand and supply).
Marketing research.
Agreement to rent or purchase premises.
Agreement with suppliers of raw materials and equipment.
Enterprise funds (current and non-current).
Possible markets.
Number of jobs created.
Calculation of enterprise expenses.
Approximate calculation of income and net profit.
Payback periods.
The amount of required investment.

This list can continue depending on what exactly the company will do. Obviously, in the case of production, additional licenses will need to be provided.

In general, you can initially understand whether a given small business is profitable for the state in order to determine whether it is worth counting on a subsidy or not.

What details of the business plan will reduce the chance of receiving a grant for a small business?

The amount of required investment in the business is inaccurate.

You should not round it to an even number, as this may cause mistrust on the part of any investor.

Small plan business development indicates a frivolous attitude towards the project. You shouldn't even try to promote a small business project with a plan of up to 20 pages.
Lack of tables with calculations, graphs and studies, and any other evidence that any work has been done.

5. Features when receiving subsidies for small businesses

a) In what situations will you have to return funds to the state?

Receiving a subsidy is absolutely free of charge, but, nevertheless, there are certain conditions, or rather exceptions, in which you may be required to return the funds issued.

Their list includes the following cases:

not spent during the first year (if not the full amount of the payment has been spent, the balance must be returned);
the necessary documents were not provided to confirm the intended use of money;
deadlines for submitting all reports were missed;
misappropriation.

What cases are considered intended use?

For the purchase of production equipment.
For raw materials and supplies for manufacturing products.
Purchase of blanks.
Purchase or rental of premises for production.

b) What increases the likelihood of receiving a subsidy?

Business means the creation of new jobs. The more employees you need, the higher your likelihood of receiving a subsidy.
The chances will be higher if your small business offers high income to specialists in various fields.
If this is production or scientific activity, the purpose of which is to produce innovative products.
If an entrepreneur contributes a large amount of personal funds to a small business.
Providing partnership agreements or contracts with suppliers, landlords, etc. for a long period.
The entrepreneur has experience in the field in which he plans to open an enterprise.
The idea has high profitability, since, in this case, all invested funds will be returned to the state under the guise of paid taxes.

6. Positive points and disadvantages when receiving subsidies for small businesses in Russia

If such a phenomenon as a subsidy had only a positive side, more and more entrepreneurs would turn to the state instead of looking for investors and taking out loans for business.

But anyone who has ever encountered government services (even a clinic) understands: this is all bureaucracy, which has a number of nuances.

Instead of simply registering a business and starting to implement plans, you will need to go through a long chain of employment center employees who will send each other several times.

All this takes a lot of time + you will need to collect many different documents, certificates and seals, a sample list of which you saw above.

We should not forget that not every business will receive, but only that which will benefit the state.

However, there is a bright side: the money will not have to be returned if you spend it on your small business as intended. And this is a significant plus, because not a single hundred companies were “ditched” due to a lack of funds to pay off huge loans or invest in development.

If you have the time and desire to do everything right, the small business grant option will be a significant help.

7. Options for where to find investments other than subsidies

Are you missing out on subsidies for small businesses? Don't rush to get upset. After all, there are investors who are looking for a startup in which they can invest money in order to make a profit in the future.

Although this method of obtaining funds for a business does not operate on a free basis, there are no such strict requirements and restrictions + the conditions are more loyal than when receiving the same loan from a bank. All you need to do for this is to provide interesting idea and a sound business plan.

Here are some of the investment companies you should consider:

"Runa Capital" is an international fund, knowledge of English is welcome ( http://www.runacap.com/),
"Almaz Capital" ( http://www.almazcapital.com/) – invest in the IT sector,
resource "Investtalk" ( http://investtalk.ru/investori) and others.

Conclusion on the feasibility of subsidies for small businesses as an investment

It's obvious that small business subsidy will not fully cover the bulk of the costs for most business ideas. However, this will greatly simplify the task for a novice entrepreneur.

It’s hard to disagree that this is much more profitable than loans. At a minimum, because a huge debt will not hang like a stone over the enterprise and slow it down in case of the slightest difficulties.

How to get free money for business from the state?

The diagram is very interesting, pay close attention:

Many people cannot start their own business due to lack of starting capital. This is a serious obstacle that prevents budding entrepreneurs from realizing their plans. In this case, government financial support becomes a good help. You will learn how to receive a subsidy from the state for small businesses in 2018 from this article.

Types of subsidies

First of all, it should be noted that a subsidy for small businesses from the state is not a credit or a loan. The entrepreneur receives funds free of charge, but only on the condition that he spends them for their intended purpose.

If you want to receive a business subsidy from the state, you need to draw up in advance detailed plan actions, as well as calculate possible costs and future profits. All expense items should be described in as much detail as possible. In this case, officials will clearly understand what you want to spend the money on and, most likely, will make a positive decision. After individual entrepreneur spends money, he must report for it to regulatory authorities. Documents confirming their intended use must be attached to the report.

Government programs to support small businesses are an excellent option for those who don’t know.

They can have different target orientations:

Training of employees at courses;
Loan payments;
For rental payments;
Upgrades of fixed assets;
Grants for the implementation of a business plan;
For patenting.

Distribution Money by region is carried out on a competitive basis. The list of events aimed at supporting start-up businessmen expands every year.

Types of subsidies are established by each subject of the Russian Federation individually.

State assistance can be of the following types:

Opening your own business – 60 thousand rubles;
Support for entrepreneurs – 25 thousand rubles;
Assistance for starting a business for an entrepreneur who is disabled, unemployed or the only parent of a minor child - 300 thousand rubles.

The subsidy is issued not only for opening, but also for business development. In addition to financial support, you can also receive other types of government assistance:

Rent commercial real estate, special equipment or land plots at low rates, and in some cases even free of charge;
Preferential bank loans;
Subsidizing fixed assets for the purchase of equipment or leased equipment.

Funds that support start-up entrepreneurs employ specialists who provide free legal support business and help with accounting.

How to get help?

To get money to start a business from the state in 2018, you need to go through a difficult and long path. By law, any unemployed person who is registered with the employment center can apply for such assistance. To do this, you need to provide a ready-made business plan. It should indicate the type of activity, information about production equipment and technologies, suppliers of raw materials, etc. It is also necessary to calculate the approximate cost of the project, taking into account government subsidies and equity capital.

If you have high hopes for this money, you should carefully prepare from all sides. Initially, the business plan is reviewed by an expert commission, which gives it a professional assessment. If your proposal does not seem strong enough or illiterate, you will most likely be rejected. Therefore, before submitting an application, you need to make sure that your project does not have vulnerabilities:

Sphere. It is best to start your own business in the manufacturing or innovation industry;
Facilities. Indicate in the application what you want to spend the subsidy on;
Workplaces. If you plan to hire 5 workers, this will give you certain advantages;
Qualification. If your team has at least 3 years of experience in the selected industry, you will receive additional points during the assessment.

After you submit all the documents to the department for promoting self-employment of citizens at the employment center, you need to open an account to which the state subsidy for the development of small businesses will be transferred. If your plan is approved, you can register with the tax office. You will spend no more than five days to register an individual entrepreneur. After receiving the certificate, you need to submit the following package of documents to the employment center:

Passport;
Business plan;
Application for assistance.

These documents are needed to conclude an agreement between the state and the entrepreneur. Financial assistance will be transferred to your account within a month from the date of signing the agreement.

Reasons for refusal of financial assistance

Let's figure out how to get money for business from the state free of charge in 2018 and at the same time avoid refusal. The most common reason why a subsidy may be refused is the inconsistency of the business plan with the areas of activity whose development is a priority for the state. So if you haven't decided yet, please take a look. Special attention to the following directions:

Agriculture;
Innovation sphere;
Education;
Medicine;
Tourism.

There are certain areas of activity that are not subject to subsidies:

Gambling business;
Banking services;
Insurance;
Issuance of loans.

If a person requests too much money, civil service may significantly reduce it or refuse to provide assistance. The fund that issues subsidies makes a decision within 6 months from the date of submission of the application. Therefore, if you really need financial support, apply to several different funds at the same time.

Another common reason for refusal to receive a subsidy from the state to open a small business is a dubious, weak project, when considering which many questions arise. Before making a positive decision, members of the commission must make sure that the financial resources given to you will be used strictly for their intended purpose. It should also be remembered that the state does not finance projects that will be implemented outside our country. An unemployed person who was already receiving a subsidy may also no longer count on government support.

Before applying for a subsidy, you must first find out in order to choose the right area of activity. After this, carefully develop a business plan and collect all the necessary documents.

Features of receiving a subsidy

The main feature of small business subsidies from the state in 2018 is that you will not have to return the money received, since it is issued free of charge. But the state must receive in return new jobs in small enterprises and another strong cell in the economy.

An entrepreneur who signs a subsidy agreement must understand that by doing so he assumes certain obligations. The most important of them is the provision of reporting with documentary evidence of the intended use of the subsidy. The report must be submitted to the tax office within 3 months after receiving financial assistance.

As confirmation you can use:

Paid payment orders;
Checks;
Receipts and any other payment documents.

The report must fully comply with all points ready-made business plan. If an entrepreneur cannot fully or partially confirm the intended use of funds, he will have to return all the money in full. There is one more small nuance in the terms of the agreement, which excludes the emergence of fly-by-night companies opened with public money. By agreement, the entrepreneur who received the subsidy must work for at least 1 year.

Before you receive money for small business development from the state in 2018, you need to familiarize yourself with all the features of issuing subsidies in order to avoid problems in the future.

Video: how to get a subsidy for a business?

What can the subsidy be spent on?

Public money should be used only for its intended purpose. An entrepreneur who received a subsidy must account for every penny. To understand where finances can be used, before receiving money from the state for business development in 2018, you need to carefully study the terms of the agreement.

So, what can you spend your money on:

Purchase of equipment. It is placed on the balance sheet for 3 years, so you do not have the right to sell or give away the equipment during this period;
No more than 20% of the total amount can be spent on renting an office or industrial premises;
Purchase of licensed software;
Obtaining the necessary licenses;
Purchase Supplies and raw materials (20% of the total).

Before applying for government assistance, decide to correctly distribute cash flows.

How to draw up a business plan to receive a subsidy?

Developing a business plan is a very important point that you should pay special attention to. If you are sure that your idea is a good idea, you need to convince the officials who decide on issuing government assistance.

Let's consider the main principles of drawing up a business plan:

Try to express your thoughts simply and clearly, without specific terms;
Use as much as possible exact numbers. If you want to make 2 million rubles in profit in the first year of operation, indicate in your business plan how you can achieve this;
The project must contain a clear development strategy. Describe the expected distribution channels, projected demand for products, etc. Also, do not forget to indicate how much money you plan to spend on implementing the idea;
A well-drafted action plan is the easiest way to receive a business subsidy from the state.

Do not forget that the money received as part of the subsidy must be spent within one year. If your company goes bankrupt for some reason, you will be forced to return all the funds spent.

The state helps the development of small businesses with tax breaks, special support programs, and subsidized loan interest rates.

For 2018, the Russian government has developed priority areas small business activities who can count on government support:

Development of the agro-industrial complex. Support for lending and insurance in the areas of livestock farming, crop production, and horticulture.
Production of consumer goods.
Healthcare development.
Advancement in the field of science and technology.

Types and methods

small businesses are provided from the budget of the Russian Federation and local budgets by providing subsidies and budget investments for the implementation of business projects, one-time subsidies for starting a business for the unemployed.

Property support consists in the allocation of structures, special equipment. technology, equipment under certain conditions for use for its intended purpose.

Information support includes the creation of websites with the official presentation of current materials, current programs, legislative changes. Also applies to state support providing necessary consultations.

State assistance to small businesses is provided government services.

Tax office

The Federal Tax Service provides support in two directions:

Providing tax benefits. They include the possibility of accelerated fixed assets, absence during the first 2 years of work (for enterprises producing consumer goods, construction organizations), lack of advance payments for taxes.
Transition of small businesses to a simplified taxation system. It is possible to receive a tax credit in the amount of 10% of revenue, which is provided through deferred payment to the local budget (up to 50%). Target area of the loan: carrying out scientific research work, purchasing modern equipment, creating jobs for people with disabilities.

Entrepreneurs turn to this organization for financial support for their business. Developed for 2018 the following government assistance programs:

All allocated subsidies are strictly targeted. Controlling authorities carry out targeted spending of allocated funds at the stage of purchasing equipment and establishing a business. Participation in programs often requires a share of your own funds.

Federal portal for support of small and medium-sized businesses

He collects information on existing programs, provides advice on collecting necessary documents to receive grants. It contains the necessary information on received grants and existing regional projects.

Areas of support for small businesses in 2018:

Increasing demand for . Acquisition domestic equipment when purchasing goods.
Training of young entrepreneurs. Allocation of funds for training programs in the constituent entities of the Russian Federation.
Official employment of citizens working in “shadow” business. Establishment of simplified registration of unemployed citizens, registration and training of them in employment centers to engage in entrepreneurial activities.
Comprehensive services for SMEs in one window mode.
Development of women's entrepreneurship.

Funds of this type provide security for loans and leasing operations in the form of a guarantee. There are certain ones in banks. To receive a loan, you must complete a number of conditions: availability of turnover on the account, documented financial stability of the organization, security.

Otherwise, even if the issue of issuing a loan is resolved positively, the conditions for it will be unattractive for the borrower (increased interest rate, requirement for insurance and additional guarantees).

Small business support funds enter into cooperation agreements with banks. An entrepreneur who has a business in the region has the right to use the services of the funds, without overdue payments to the budget that is not at the stage.

Such organizations provide support within the regional limit; priority assistance is given to enterprises engaged in priority activities for a given region. , secured by guarantees of guarantee funds, have good conditions: the interest rate on them is 2-3% lower, not required additional security, good loan repayment conditions.

A new direction for supporting small businesses is the creation of industrial parks. This is a system of real estate objects, including, in addition to land plot, industrial buildings, offices, warehouses and other buildings with connected infrastructure.

On their basis, new production facilities are created that do not pollute environment. They can be both public and private.

The park is managed by Management Company. She is responsible for utilities, waste removal, logistics, and landscaping.

TO benefits The work of small enterprises in industrial parks includes:

provision good conditions production with prospects for growth and expansion;
availability of preferential lending programs for residents in banks;
reduction of logistics costs;
subsidizing infrastructure maintenance costs.

Distribution of business areas by ministries

Support farm . Grants are provided for the construction of farms, the purchase of livestock, the purchase of feed, the provision of land and seed material. To obtain it please contact the Ministry Agriculture region.

Ministry of Education provides subsidies for the development of high-tech industries and innovative projects. Engaged in the development of craft areas Ministry of Industry and Trade.

Are being carried out the following types of support:

Assistance in organizing and starting a business. The maximum amount is 300-500 thousand rubles.
Purchase of equipment on lease. The maximum amount is up to 10 million rubles.
Part compensation interest rate on loan.
“One Window” zones are being created in the MFC. Entrepreneurs can contact the Center for a full package of services necessary for business.

Together with banks, we have developed lending programs for entrepreneurs from 10.6% per annum, with the possibility of refinancing at the Bank of Russia at 6.5%. Targeted loans - for the acquisition and modernization of fixed assets, expansion of production, introduction of new technologies.

Each subject of the Russian Federation develops regional programs support of entrepreneurship, business incubators and various funds to stimulate business development are created. All regions have priority areas of development, which provide support to entrepreneurs. To study specific programs and conditions operating in the region, contact the Regional Center for Support of Entrepreneurship Development.

To participate in preferential programs, you must collect a package of documents, provide a business plan, and fill out an application form. Projects are assessed on a competitive basis.

Main evaluation parameters:

number of newly created jobs;
direction of activity;
contributions to the budget;
project payback period;
significance for a particular region.

Restrictions on receiving subsidies from the state

Direction of activity of the entrepreneur. It is impossible to get a subsidy for tobacco, alcohol production, or for opening a banking or insurance business.
Large amount of required investment. When creating a business plan, you should take into account the maximum possible amount of support available under the programs.
Illiterate business plan. It should reflect not only the profitability of the project, but also its payback period, the jobs created, and its significance for the development of the region. All figures are confirmed by specific calculations with supporting documents attached.
It is not possible to receive a subsidy if the entrepreneur is at the stage of bankruptcy.
You cannot get the subsidy again, it is provided once.

Vladimir Putin spoke about the preparations important decisions in support of small and medium-sized businesses.

The state provides financial assistance for small business

Many people dream of opening their own business. Having freedom to manage your time and being your own boss is a pleasant prospect. But most people have to say goodbye to their dream before they even begin to realize it. The reason for this is the lack of funds to open a business.

Some manage to open small business and start working. But at a certain stage, the lack of funds can become an obstacle to the further successful development of the business.

In these cases, do not despair. You should know that the state provides financial assistance to small businesses, providing small ones for opening and running their own business.

The Russian government has developed special program subsidizing small businesses. Any aspiring businessman or owner of an operating production has the right to receive financial assistance to open and promote a business.

A subsidy is a gratuitous allocation of certain amounts; it should not be confused with loans. The state aims to support private entrepreneurs and small businesses. Subsidies are directed to strictly defined industries, in the development of which the state is interested in the short term.

The amount of payments depends on the regional authorities and can be spent only on certain purposes (also determined by local authorities):

purchase of equipment;
purchase of raw materials;
purchase of intangible assets: patents, technologies.

Subsidies are issued only if several conditions are met:

The company opened less than a year ago.
The company is not engaged in the production or sale of alcohol or tobacco products.
The company does not deal with real estate or equipment rental.
There is a business plan for development and expenditure of funds.
Funds are allocated only for purposes determined by local authorities. If misuse of funds is detected, even if they are related to this business, the recipient must return the entire amount of the subsidy.
All allocated funds are spent within a year. Funds not used during the calendar year must be returned to the state.

After a year has passed from the date of receipt of the subsidy, the entrepreneur is obliged to account for every ruble spent. In some cases, the subsidy period lasts 2 years or more.

The employment center issues subsidies for unemployed people who want to start a business. Targeted subsidies for the development of certain sectors of the economy are distributed by Entrepreneurship Support Centers together with local authorities.

Who receives subsidies?

Who can receive subsidies for small businesses

The state allocates financial resources to start-up entrepreneurs and existing enterprises for:

opening your own production;
development of existing business.

The Employment Service issues grants for starting your own business. The payment is due only to an unemployed person who has registered at the nearest Employment Center, if his work book There is a record of dismissal from the previous place.

The following are not considered as grant applicants:

students, students;
individual entrepreneurs;
founders, co-founders of firms and companies.

The unemployed person needs to warn the Center employee about his desire to organize his own business, prepare a business plan, calculations, and provide them along with the required documents.

When providing financial assistance to an operating enterprise, the state does not aim to cover all the entrepreneur’s expenses. Therefore, having your own funds is encouraged, and in many cases it is required to contribute a certain percentage of funds by the business owner himself.

Ways of government support for small businesses

Financial support for small and medium-sized businesses is provided in the form of various grants, subsidies, compensation, and benefits. It is especially valuable that the assistance is provided free of charge and should not be returned. It is enough to send them to their destination and report on time.

Forms of free support for small businesses:

Grants for beginners (production has existed for no more than 2 years). Aimed at implementing the presented business plan. The payment amount is no more than 500,000 rubles. The grant recipient must have in his account an amount of money in the amount of 40-50% of the business plan estimate.
Development subsidy. Issued to an operating enterprise for the acquisition of certain assets and funds. The subsidy amount ranges from 50 to 90% of the total amount, but not more than 10 million rubles.
Grants for self-employment. Issued to the unemployed. The grant amount is equal to the amount of unemployment benefits for 1 year.
Partial compensation of interest on the loan received for the purchase of necessary equipment, technical means or making lease payments. The state usually takes on from 2.5 to 5.5% per annum, after providing documents about payments already made on the loan.
Reimbursement of funds spent on participation in exhibitions and fairs: rental of equipment, registration fee, transportation of equipment and products throughout the Russian Federation and other countries. Accounts for 2/3 of all costs, but not more than 30,000 rubles.

Special conditions are provided to agricultural enterprises. With the help of subsidies, they have the opportunity to purchase machinery, necessary equipment, breeding stock, and seeds.

What subsidies does the Employment Service issue?

The Employment Service provides subsidies for small businesses

The Employment Service provides free assistance for starting a business only to officially registered unemployed people. To register you must provide:

passport;
TIN, ;
diploma or certificate;
salary certificate for 3 months before dismissal (take from your last place of work).

You must write a statement about your desire to participate in the Self-Employment Program. Then write and submit a business plan. You can compose it yourself or entrust it to a specialist. It indicates the expected costs, income, justifies the utility, the expected benefits of production, and the approximate payback period.

Another condition for the provision of a subsidy: the Employment Center has not provided the appropriate workplace for the grant applicant.

A special commission reviews the submitted documents, conducts an interview, and makes a decision. If the decision is positive, an agreement is concluded between the SZN and the grant recipient. The money will be transferred to his personal account. The amount depends on the region, but usually it is not a lot of money; it will not be possible to open a more or less serious business.

Spending of funds must be targeted. Money should be used to solve the following problems:

Registration of an enterprise as a legal entity. persons, individual entrepreneurs or peasant farms.
Preparation and execution of documents.
Payment for legal services.
Purchasing forms.
Production of seals and stamps.

The citizen is provided with consulting and informational assistance. He needs to register with the local Tax Office.

Subsidies from local authorities

To receive more substantial assistance (up to 500 thousand rubles), an entrepreneur must contact local authorities.

The list is the same as when contacting the central control center. Having collected all the papers, you should take them to the local Small and Medium Business Development Department. Grants are issued on a competitive basis, so the main condition for receiving cash payments is to be able to interest the members of the commission, to prove that exactly this project deserves attention and support.

Due to the fact that the grant amount is quite large, you must be prepared for constant checks and reports. It is necessary to prove the purposeful waste of funds, otherwise they will have to be returned.

What to pay attention to

Subsidized production involves the opening of new jobs

When applying for government support, a new entrepreneur should remember:

Subsidized production should be a priority for a given region. This increases your chance of receiving a grant.
Subsidies are not allocated for the development of businesses related to tobacco or alcohol production, real estate, rental and supply.
Subsidized production involves the opening of new jobs.
The entrepreneur must invest, together with the state subsidy, at least 40-50% of the total amount provided for in the business plan.

The specific depends on the terms of the individual financing program. The more a businessman himself is willing to invest in his enterprise, the greater the amount he can count on.

When developing a business plan, you should remember that subsidies are not allocated to obviously unprofitable production. The lower the risks, the greater the likelihood of subsidy approval.

Other types of state support for small businesses

Federal and regional target programs are aimed at providing services to start-up entrepreneurs, which involve:

Providing necessary information, training programs, conducting courses, seminars, consulting.
Development of business infrastructure: creating conditions for the development of entrepreneurship, business incubators, funds.
Implementation innovation programs and scientific and technical developments.
Assistance to aspiring entrepreneurs in legal matters, accounting advice, in obtaining licenses and permits.

In addition, an entrepreneur can receive:

, non-residential real estate, equipment for rent at reduced prices or even free of charge;
assistance in obtaining a bank loan at reduced rates;
subsidy for the purchase of equipment or fixed assets through leasing.

Except federal programs, each region has its own programs to support small and medium-sized businesses.

Business subsidies are good remedy to support business and enterprising citizens who are able not only to open their own business, but also to develop it in the interests of their family and the entire state. This is exactly what the State Program for Supporting Small and Medium Businesses is aimed at.

How to get money from the state for the development of individual entrepreneurs, see the following video:

Mar 13, 2018 Content manager

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